House Ltd · Košice
House Ltd designs capital protection structures for individuals and families who measure success in generations, not market cycles.
At House Ltd, we believe that protecting capital is not a defensive posture — it is an active, sophisticated discipline. Founded in Košice in 2011, we work with a select group of private clients across Slovakia and the broader EU to design structures that insulate wealth from market volatility, inflationary pressure, regulatory change, and generational transfer risk. Our approach draws on deep familiarity with Slovak and EU financial regulation, allowing us to construct layered solutions — from insurance wrappers to diversified asset structures — that serve clients whose horizon extends well beyond the next earnings season. We operate with strict discretion and a fiduciary standard, meaning our recommendations are governed by your interests alone.
Every client engagement is built on the same foundational disciplines, calibrated to individual circumstances.
We architect multi-layered financial structures designed to absorb volatility at each stage of the economic cycle. Drawing on Slovak and EU-regulated instruments, each structure is stress-tested against inflation, currency movement, and sovereign risk before implementation.
Life insurance wrappers provide a tax-efficient vehicle for holding diversified assets under Slovak and EU regulatory frameworks. We identify and configure wrappers that align with your estate planning goals, preserving both liquidity and confidentiality across jurisdictions.
Transferring wealth without eroding it demands more than a will. We build trust-based plans, gifting schedules, and succession frameworks that maintain the integrity of your portfolio as it moves between generations, factoring in Slovak inheritance law and EU cross-border considerations.
Every recommendation we make is governed solely by your best interest — no commissions, no product placement incentives. Our fee structure is fully transparent, and our advisors hold qualifications recognised under the EU's MiFID II framework, giving you a verifiable standard of care.
House Ltd restructured our family's holdings after my father's retirement in 2019. Four years later, the insurance wrapper they configured has held its value through two significant market corrections, and the succession plan they drafted saved us considerable complexity during the estate process. The team in Košice is genuinely thoughtful — not just technically sharp.
Marta Blahová, Bratislava
Speak with one of our advisors in Košice for a confidential, no-obligation introduction.
Slovakia's financial landscape presents distinct considerations for private wealth: a flat income tax regime, evolving EU compliance requirements, and a relatively concentrated local advisory market where genuine independent fiduciary practice remains uncommon. House Ltd was established specifically to address this gap — offering Košice and broader Slovak clients the quality of advisory service typically associated with larger Western European wealth management centres, without the impersonal scale of a multinational bank. Our client relationships average over eight years in duration, reflecting not retention strategies but genuine alignment of interest. We do not manage funds directly; we plan, structure, and advise — and we measure our value by the stability of your capital over time, not by transaction volume.